More frequent today than some years ago is the lack of money to buy something needed like food and certain bills that make our lives comfortable enough like electricity and house rent. Many are dependent on electricity because of the influx of online workers. Since the food one buys depends on the income that an online worker gets from the internet, electricity is no longer a luxury but a need for that bread winner.
Due to the irregularities of jobs, though, sometimes income is not enough to cover all. The tendency is to scour for any kept jewelry to get some money from a pawnshop. Diamond stud earrings will surely give you more than enough if you own a pair.